Financial Literacy Classes & Money Smart
The North Fairmount Community Center in partnership with PNC Bank is offering the following Money Smart Financial Literacy Courses Starting October 1 from 6:00 to 8:00 at the Carll Street Family Center.


Course description
Session 1: Bank On It
Explains available banking services and provides information about building a positive relationship with a financial institution
Session 2: Borrowing Basics
Explains credit and helps the participant decide whether they’re ready to apply for credit
Session 3: Check It Out
Helps users learn about opening and managing checking accounts, as well as how to use and balance a checkbook
Session 4: Disasters – Financial Preparation and Recovery
Teaches participants how to rebuild credit and recover financially after a financial setback by creating a financial recovery plan
Session 5: Keep It Safe
Provides ways to guard against identity theft, plan for unexpected death or disability, and prepare for disasters
Session 6: Loan To Own
Explains consumer installment loans and the benefits of owning versus renting
Session 7: Pay Yourself First
Teaches participants ways to save money and meet their saving goals
Session 8: To Your Credit
Teaches participants how to read a credit report and how to build and repair credit history
Session 9: Using Credit Cards
Teaches participants the basics of credit cards and strategies to manage their own credit cards
Session 10: Your Own Home
Explains the home-buying process and provides information about borrowing against your home for pre-home buyers and homeowners
Session 11: Your Income and Expenses
Helps participants create a personal spending plan with ways to decrease spending and increase income