Financial Literacy Classes & Money Smart

The North Fairmount Community Center in partnership with PNC Bank is offering the following Money Smart Financial Literacy Courses Starting October 1 from 6:00 to 8:00 at the Carll Street Family Center.

Course description

Session 1: Bank On It

Explains available banking services and provides information about building a positive relationship with a financial institution

Session 2: Borrowing Basics

Explains credit and helps the participant decide whether they’re ready to apply for credit

Session 3: Check It Out

Helps users learn about opening and managing checking accounts, as well as how to use and balance a checkbook

Session 4: Disasters – Financial Preparation and Recovery

Teaches participants how to rebuild credit and recover financially after a financial setback by creating a financial recovery plan

Session 5: Keep It Safe

Provides ways to guard against identity theft, plan for unexpected death or disability, and prepare for disasters

Session 6: Loan To Own

Explains consumer installment loans and the benefits of owning versus renting

Session 7: Pay Yourself First

Teaches participants ways to save money and meet their saving goals

Session 8: To Your Credit

Teaches participants how to read a credit report and how to build and repair credit history

Session 9: Using Credit Cards

Teaches participants the basics of credit cards and strategies to manage their own credit cards

Session 10: Your Own Home

Explains the home-buying process and provides information about borrowing against your home for pre-home buyers and homeowners

Session 11: Your Income and Expenses

Helps participants create a personal spending plan with ways to decrease spending and increase income